電匯(wire transfer)及轉帳(transfer)，都是常見的匯款方式。前者通常是指跨銀行、跨國家之間的大額資金匯款，又稱為跨境電匯，因為涉及代理銀行及 SWIFT，故交易手續費(transaction fee)會比較高。轉帳則多是指同一國家內，不同銀行或同一銀行內的資金轉移。
在台灣，除了銀行外，郵局也有提供外幣兌換(currency exchange)的服務。你可以在銀行或郵局網站上找到有提供哪些國家的貨幣(currency)以及面額(denomination)，也可以查詢當天的匯率(exchange rate)。
金融卡(ATM card)是銀行發行讓客戶可以使用ATM進行金融活動的卡片。
簽帳金融卡(debit card)與信用卡( credit card)雖然都可以進行刷卡消費，但是兩者的支付方式並不相同。
這是台北富邦銀行的ATM介面，你可以看到面板上都附有英文。
提款(withdrawal)、轉帳(Funds Transfer)、繳費繳稅(Bill & Tax Payment)、繳信用卡款(Credit Card Payment)、金融卡功能設定(Function of IC Card Setting)、數位銀行功能設定(Function of E-bank Setting)
至於餘額查詢(balance inquiry)和密碼變更(PIN exchange)，你可以在其他服務(other services)裡面找到。別忘了如果你是使用信用卡快速提款(fast cash)，那就是信用卡預借現金(credit card cash advance)喔。
中文句子+英文翻譯解說
電匯及轉帳，都是常見的匯款方式。
Wire transfer and transfer are both common methods of sending money.
前者通常是指跨銀行、跨國家之間的大額資金匯款，又稱為跨境電匯，
The former usually refers to transferring large amounts of funds between banks and countries. It is also known as a cross-border wire transfer.
因為涉及代理銀行及 SWIFT，故交易手續費會比較高。
Since agent banks and SWIFT are involved, the transaction fee will be relatively high.
轉帳則多是指同一國家內，不同銀行或同一銀行內的資金轉移。
Transfers usually refer to transferring funds within the same country, between different banks, or within the same bank.
- 跨 has many meanings, but it basically means the same as "cross," and they are pronounced similarly. "跨" and "cross"
- 跨境 cross-border
- 跨年 cross over into the new year
- 跨部門合作 cross-departmental collaboration
- 跨領域研究 cross-disciplinary research
在台灣，除了銀行外，郵局也有提供外幣兌換的服務，
In Taiwan, post offices offer currency exchange services in addition to banks.
你可以在銀行或郵局網站上找到有提供哪些國家的貨幣以及面額，也可以查詢當天的匯率。
To find out what currencies and denominations are available, check the websites of banks or post offices. You can also check the exchange rate for the day.
- 以及 can shorted to 及,means and
- 除了銀行外 in addition to banks, the phrase pattern is 除......之外. Notice that the noun is in the middle of the phrase.
金融卡是銀行發行讓客戶可以使用ATM進行金融活動的卡片，
An ATM card is a card issued by a bank that allows customers to use ATMs for financial activities.
簽帳金融卡與信用卡雖然都可以進行刷卡消費，但是兩者的支付方式並不相同。
Both debit and credit cards can be used for swiping purchases. However, the payment methods are different.
這是台北富邦銀行的ATM介面，你可以看到面板上都附有英文。
This is the ATM interface of the Taipei Fubon Bank. You can see that the panel is all in Chinese with English below.
提款(withdrawal)、
轉帳(Funds Transfer)、
繳費繳稅(Bill & Tax Payment)、
繳信用卡款(Credit Card Payment)、
金融卡功能設定(Function of IC Card Setting)、
數位銀行功能設定(Function of E-bank Setting)
至於餘額查詢和密碼變更，你可以在其他服務裡面找到。
As for balance inquiry and password change, you can find them in other services.
別忘了如果你是使用信用卡快速提款，那就是信用卡預借現金喔。
Don't forget that using a credit card for fast cash is a credit card cash advance.
- 附有 means there is something else besides the main item.
這本書附有精美插圖，非常適合小朋友閱讀。
This book has beautiful illustrations and is very suitable for children to read.
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