Sentences
基金(fund)的發行(issue)公司註冊地在國內時，就稱為境內基金；如果基金的發行公司註冊地在國外時，則是境外基金。
申購(subscription)是投資者直接或透過代理機構向基金管理公司買入共同基金。
贖回(redemption)是將基金賣回去，給原先申購基金的通路，並將款項贖回到指定帳戶。
買保險(insurance)時會簽訂保單。
保單(insurance policy)，是指你與保險公司(insurer)之間訂定的保險權益書面文件，上面會有投保人(policyholder)與被保人(Insured)的姓名。
投保人是訂定保險契約並繳保費(premium)的人，可以指定或更改受益人(beneficiary)、變更契約以及解約。
被保險人：被保障的人。當被保險人發生保險事故時，要保人可以向保險公司申請理賠(make a claim)，
像是在人壽保險/壽險(life insurance)中，若被保人身故，受益人可獲得保險賠償。
汽機車保險(auto insurance)分為「強制險」與「任意險」兩個部份，強制險為政府規定必須投保的險種(沒投保會罰錢)。
健康保險(health insurance)： 包括商業醫療保險和國民健康保險。國民健康保險是全民健保，強制全民參加，而商業醫療保險則屬於自願投保。
旅遊險(travel insurance)： 出國旅遊時，為了因應突發狀況，如疾病、意外、行李遺失等，許多人會選擇投保旅遊險，但這並非強制性的。
Explanation
基金的發行公司註冊地在國內時，就稱為境內基金；
If the issuing company of the fund is registered in your country, it is called a domestic fund;
如果基金的發行公司註冊地在國外時，則是境外基金。
if the issuing company of the fund is registered abroad in your country, it is called an overseas fund.
- 境 is 國境(national border) for short.
申購是投資者直接或透過代理機構向基金管理公司買入共同基金。
Subscription is when investors purchase mutual funds directly from a fund management company or through an intermediary.
贖回是將基金賣回去，給原先申購基金的通路，並將款項贖回到指定帳戶。
Redemption means selling the fund back to provide access to the original fund subscription and returning the money to a designated account.
買保險時會簽訂保單。
When you buy insurance, you sign a policy.
保單，是指你與保險公司之間訂定的保險權益書面文件，上面會有投保人與被保人的姓名。
Insurance policy refers to the written document on insurance rights agreed between you and the insurance company. It will have the names of the policyholder and the insured on it.
投保人是訂定保險契約並繳保費的人，可以指定或更改受益人、變更契約以及解約。
The policyholder is the person who takes out the policy and pays the premium. He or she can name or change the beneficiary, change the contract and cancel the contract.
被保險人：被保障的人。當被保險人發生保險事故時，要保人可以向保險公司申請理賠。
Insured: The person who is insured. If an insured accident occurs to the insured, the policyholder can make a claim to the insurance company.
像是在人壽保險/壽險中，若被保人身故，受益人可獲得保險賠償。
For example, in life insurance, if the insured dies, the beneficiary is able to receive insurance compensation.
- 壽險 is 人壽保險(life insurance) for short.
- 像是 is similar to "be like". It's often used to compare things or express a similarity."
- 生活就像是一盒巧克力，你永遠不知道下一塊會是什麼味道。Life was like a box of chocolates. You never know what you're gonna get.
汽機車保險分為「強制險」與「任意險」兩個部份，強制險為政府規定必須投保的險種(沒投保會罰錢)。
Car insurance is divided into two parts: " Compulsory insurance " and " Optional insurance ". Compulsory insurance is the type of insurance that the government requires you to have (there is a penalty if you do not have it).
- 任意 means to act at will and without restraint.任意險就是由車主自行選擇要投保的險種，或甚至不投保。Optional insurance means: the car owner can choose the type of insurance he wants or not insure at all.
健康保險：包括商業醫療保險和國民健康保險。國民健康保險是全民健保，強制全民參加，但商業醫療保險則屬於自願投保。
Health Insurance: includes commercial health insurance and national health insurance. National Health Insurance is compulsory for all citizens, but commercial health insurance is voluntary.
旅遊險：出國旅遊時，為了因應突發狀況，如疾病、意外、行李遺失等，許多人會選擇投保旅遊險，但這並非強制性的。
Travel Insurance: When traveling abroad, many people choose to purchase travel insurance to cover unexpected situations such as illness, accidents, lost luggage, etc., but it is not mandatory.
- 因應 means to act or react under the actual situation.
- 因應市場需求，我們推出新產品。In response to market demand, we launched a new product.
- 為了因應氣候變遷，我們必須採取行動。To address climate change, we must take action.
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